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健康储蓄 Accounts for Employers

HSAs make solid business sense.

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健康储蓄 Accounts for Employers

Healthcare costs are spiraling out of control. Nowhere has this been felt more acutely than in the business community. You want the best for 你的 employees, 但不幸的是, the rising cost of healthcare insurance premiums is a burden for you and most businesses.

Mercantile Bank has a tool that allows you to offer more healthcare 好处 to 你的 employees without a huge investment in cash or changing coverage. Mercantile Bank's 健康储蓄 Account (HSA) provides 你的 employees a flexible solution to manage rising healthcare costs. HSAs can also provide added tax and savings 好处.

Whether you choose to fund the account through employer contributions, direct payroll deductions or a combination of both, a Mercantile Bank HSA rewards 你的 current employees and provides a competitive edge in attracting the best and brightest talent.


开始

请随意 contact an HSA specialist at Mercantile Bank, who will be happy to walk you through the process of opening an HSA. They are also available to answer any questions you might have about how you and 你的 employees will benefit from an HSA.

By directing employees to a secure online site, registering for an HSA has never been easier. Employees are directed to a link where registration happens online in real time without the hassle of mailing or faxing application documents between several locations.

Consult with one of our HSA specialists on all the options available to make establishing and maintaining 你的 HSA as convenient and worry-free as possible. Mercantile Bank will work with you in establishing the best way to handle employee enrollment for 你的 business and its employees regardless of its size or location.

Once 你的 new HSA has been created, Mercantile Bank will provide all the tools you need to explain the 好处 of establishing and using the HSA to 你的 employees to maximize its adoption and overall effectiveness.


基金(贡献)

Whether 你的 new HSA will be 100% employee funded, seeded by the business or completely funded by the organization as a supplement or replacement for traditional healthcare plans, 你的 Mercantile Bank HSA specialist has the answers you are looking for in all things HSA.

 

2022 IRS Guidelines for HSA-compatible Health Plans and HSA 贡献限制s

全国网赌正规平台 家庭
最低 $1,400 $2,800
最大的现金支付 $7,050 $14,100
贡献限制 $3,650 $7,300

2021 IRS Guidelines for HSA-compatible Health Plans and HSA 贡献限制s

全国网赌正规平台 家庭
最低 $1,400 $2,800
最大的现金支付 $7,000 $14,000
贡献限制 $3,600 $7,200

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